It's very important when you have fire damage to consult with a

public adjuster. 

These claims are consistently being underpaid.There are many coverages that can be claimed here, as well as

hidden damages that people often overlook.

Your home may need to be brought up to current building codes that most adjusters

and contractors often miss.

Most people don't realize how these little pesky creatures can damage a home. They find a way into your roof and dig in to your attic . They urinate and leave fecal matter in your attic which is poisonous / hazardous . If you have someone in the house with asthma it can be harmful to them to breath in. 

These are usually covered losses to your home . 

There is also vandalism from other animals , or even people at times. Roofers have been known to damage roofs for the purpose of making it look like you have suffered wind damages. This is another reason you have to be very selective about choosing a contractor . These losses are still covered under most policies out these. 

On water claims is usally where we see either partial or full denials sent out by the adjuster's or Insurance Companies. These seem to usually result in the policyholder explaining the loss incorrectly and instead of someone explaining the loss properly they recieve a denial letter. Oftentimes we can help these denials get reversed.

It is extremely important in water losses to understand the policy provisions . Also you will need to find a contractor who has knowledge in this type of restoration. 

We work with local contractors on these type of claims every day . We rely on our relationships with these contractor's as this is the majority of what we do. WE will help contractors settle these claims when the carriers seem to get contentious , and offer low settlement payouts. 

We will ONLY deal with reliable contractors ; ones who have great reputations , and will not accept any sub par workers . We help them supplement and negotiate claims every day. If you need a referral to a decent contractor we can assist you with that also.